Are you saving for a comfortable retirement? You can help ensure your quality of life in retirement doesn’t drop, as long as you don’t make a bunch of avoidable 401(k) mistakes. To be fair, not everyone has access to a 401(k). Some folks have other plans, like 403(b)s, and they can pretty much follow this advice […]
Target-Date Funds are one of the most common and most-utilized investments in 401K plans. While they provide an easy, understandable way of investing and rebalancing your portfolio as you approach retirement, they may not be the best choice for everyone. Learn the pros and cons of target-date funds, and why some target-date funds are better than others.
The Tontine sounds to me like the premise for an all-star senior citizen action-comedy: You make a bargain with a group of people to purchase an annuity. You split the purchase price and the annuity payments amongst the group. As members die off, the remaining members get larger and larger payments, until there are no living members of the group.
Would you invest in an investment vehicle that explicitly paid you more because your fellow investors died?
An annuity can be a steady source of retirement income. If you are considering using an annuity in retirement to protect principle, add an income stream, or reduce uncertainty, Here are the annuity basics, varieties and pros and cons.
Stolen credit cards, Freshman Finance, personal finance Red Flags, and money rules to be broken. Here are the things we’ve found interesting or noteworthy this morning:
Estate planning, annuities, stock market fluctuations, staycations, and what Millennials buy (or don’t). Here are the things we’ve found interesting or noteworthy this morning:
Ways to save money, tax savings for college costs, retirement income and financial reviews. Here are the things we’ve found interesting or noteworthy this morning:
Jack Bogle, charity donations, retirement income, talking money with your sweetie: here are the things we’ve found interesting or noteworthy this morning:
Here are the things we’ve found interesting or noteworthy this morning: A Programmable Thermostat Can Save You Money, But Only if You Know How to Use It-True story: My husband gave me a programmable thermostat as his first Valentine’s Day gift to me, explaining that it was really romantic because it gave us extra money […]