Our 2016 Year in Review

As we wrap up our year, Jon, Little Bit and I would like to wish you and yours a Merry Christmas.

We’ll be taking a couple of days off, so we’ll be back on Thursday the 29th with our thoughts about for the new year, but for now, I figured I’d look at where we are at the end of 2016.

Somehow, 2016 doesn’t feel that different from our 2015.

Maybe I’m just not looking hard enough. Once I start listing our accomplishments, they don’t sound so measly after all.


  • Last year, we concentrated on cutting expenses. We cut more in 2016, including cable and (at least temporarily) satellite radio, nudged our utility bills way down, and (mostly) stayed in the grocery budget.
  • We maintained our expense tracking for the entire year! Yay!
  • Our net worth kept going up, due to careful spending and investment returns. We could do better but it beats going down.
  • We kept our tenants. Much easier to keep good ones than find them.
  • We paid off one of the rentals, reducing our debt and increasing our cash flow.


  • We went on three(!) vacations, including finally taking Little Bit to the Magic Kingdom. We’d been talking about the last forever, so it’s good to knock it off the list and move on to other (hopefully less costly) destinations.
  • Everyone’s healthy, and we spent plenty of time together.
  • Jon and I taught Sunday school and made all of our church commitments, and I added a new volunteer gig at Little Bit’s school.


Our 2016 Year in Review

What We Didn’t Do

No, we didn’t hit all our goals. I’ve struggled to set good habits and shed bad ones.

I need to figure out how to get more exercise and vegetables into my life, and I’d like to feel I was able to help more folks with our work on the blog.

And, reading Lindsay’s post over at Notorious D.E.B.T. this week, I’ve realized we’ve probably gone as far as we can go with cutting expenses. We did okay, but we need to crank up the revenue streams this year. While that may give me new things to write about, it probably won’t directly affect the blog.

Merry Christmas from JohnJaneDoe.com

Enjoy a Happy Holiday season from the Jividen family. We hope to see you in the next year as we continue on our journey to get our finances together.

Merry Christmas, y’all!

When you look back over 2016, what progress do you see?

26 thoughts on “Our 2016 Year in Review

  1. Merry Christmas to you, Jon and Little Bit, and happy new year! You had some great accomplishments in 2016. I look forward to seeing what you surprise us with in 2017.

    As for your goal of eating more vegetables, I find I must make it super easy to eat them. I like eating them but I don’t like fussing over making salads or cooking them. So I mostly buy the Italian blend in a bag in Aldi, add grape or cocktail tomatoes, and cucumbers (which I don’t mind peeling) and mushrooms (which I don’t mind washing and cutting). Also, I buy the frozen vegetables in a bag you can steam. I like the taste of frozen corn and frozen broccoli. Others may eat only fresh broccoli but I hate the smell of it cooking. It stinks up the house.
    Mrs Groovy recently posted…Three Simple Steps You Can Take Right Now to Protect Your FinancesMy Profile

    • All good suggestions, Mrs. G. I think my vegetable issue is just that Little Bit is pretty limited in what she’ll eat…okra, green beans, broccoli, yellow squash, cucumbers and tomatoes. I add celery, carrot, and onion to most dishes, so we manage dinner okay. I just need to figure out ways to get them into lunches without salad (no one in my house likes lettuce but me.)

      Merry Christmas to you and the Mister.

  2. Sounds like you achieved a lot with your goals this year! Exercise and vegetables are a struggle at my house too, but we keep on trying. When I look back over my 2016, I do see some progress and accomplishments as well, despite not having reached all my goals (I probably had too many to start with). For 2017 I’m hoping to focus in on what’s important and make sure I hit those targets.

    Merry Christmas to you, Jon, and Little Bit! Enjoy your time off and your time together.
    Gary @ Super Saving Tips recently posted…Our 5 Big Personal Finance Goals for 2017My Profile

    • I get you, Gary! Streamlining my goals and changing my process is a big part of my approach this year too.

      Merry Christmas to you and Suzanne as well!

  3. I don’t get you on Facebook. I just get the email. Would you add me back on Facebook, as I have a lot of friends and writers I can share your wonderful ideas with. Wishing the Jividens a very Merry Christmas and a Prosperous New Year!

    • Jayne, you’re still listed as liking the page, but Facebook algorithms may not be showing it to you regularly.

      What I’ve found when I want to see things more often from a given FB page, I have to interact with it (Liking, commenting, or sharing.) Any interaction you do with the page you do is greatly appreciated!

  4. You had a great year, Emily! Huge congrats on paying off the rental!! I haven’t gone over our final financials yet, but we did have a great year in that we succeeded in our goals of increasing giving (of both our time and our money). It feels good knowing we’ve done so much to help others this year. Merry Christmas to you guys!
    Laurie @thefrugalfarmer recently posted…Delicious Holiday Appetizers and DessertsMy Profile

  5. Sounds like you are making progress and that is what it is all about. Congrats on that, well done. Setting goals is important so we have something to benchmark our performance to. I wish you all the best in 2017.

    • Thanks. I need to improve my goal setting and execution, and hopefully my new strategy will help move us further along our path this year. Thanks for coming by.

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