College application season has become a nightmare for parents. While students worry about admission, parents fear college costs. Most parents have admitted that they don’t even know how they can manage the cost. Sky-high college costs make parents panic-stricken instead of proud of the child’s bright future. Many Parents confess they didn’t save (or save enough) money […]
Would you be willing to save money if you could do it without significantly changing your lifestyle or behavior? Three culprits keeping you from getting your best gas mileage are tire pressure, “junk in the trunk” and driving style. Tweak those three inexpensive items and you can easily increase your fuel efficiency by 10% or more.
Jon and i just celebrated our 10th wedding anniversary, including the obligatory “nicer than usual dinner out.” Jon chose Outback. Not only did he have a gift card, he’d also received a free appetizer certificate last time he donated blood. As we packed our leftovers into boxes, we began discussing the tip. J: What should […]
It came in the newspaper, and Little Bit gleefully grabbed it…the Party City Halloween circular. She is planning Halloween already. Little Bit spent at least 3 hours pouring over the flyer this week picking out her ideal costume. She also picked out her ideal costumes for Jon and me, because this year, she wants us […]
Jon and I both love dividend paying stocks, and we like to take our dividends and reinvest them. But we don’t do it the same way. I follow a traditional dividend reinvestment strategy, but Jon has his own quirky dividend reinvestment plan that works for him. They both have advantages and disadvantages, and while neither […]
We live in a world of smartphones, and they are highly useful tools. You can call, text, video chat, snap selfies, shoot a movie,, surf the internet, play games, connect on social media, read a blog, write a blog, watch a movie, do your banking, invest, budget, track your health, or do almost anything you […]
Anniversaries, like birthdays, tend to make one nostalgic. Today, Jon and I will celebrate 10 years of marriage. We got married on a lovely early fall day in Valle Crucis, NC, surrounded by friends and family. Since then, Jon and I have done a lot of things together. We’ve moved twice, had a kid, each […]
In 2012, I lost my mom. She’d fought cancer and lost, and it was devastating at the time. I no longer get to talk to her, laugh with her or share a meal. Every year, though, she still sends me one tangible gift to remember her by: a distribution from the IRA she left behind. If you inherit an IRA, you’ll need to decide what you are going to do with the IRA before you take control of it. That’s important, because if you do it wrong, you can leave yourself with limited options and a huge tax bill.
Successful salary negotiation is a key factor in increasing your earning power, but like a lot of people I’ve struggled with it. So how terrific is it that Michael over at Stretch A Dime offered to write our first ever guest post on it! While I was finishing up my master’s degree in electrical engineering about sixteen […]
Happy Fall! Kinda. We’ve moved out of August 2016 and into September, but, as usual, it’s still hot and steamy in Raleigh. For this month, we review how things are working with the blog and our newsletter, how some of our ongoing projects are progressing, and how our daughter has strayed a bit from her smart […]
Cutting back on restaurant meals is a terrific way to save money, but there are days when eating out is a bigger temptation than others. Even the best cooks can’t or don’t want to cook every day. Everyone needs Meal Plan B: an easy dinner idea we can pull out when our time or energy doesn’t leave room […]
Earlier this month, when my Amazon e-book settlement credits ran out before I could pick up some new release e-books, I realized that I really liked having credit at Amazon. I started looking for ways to increase my Amazon credit to pick up e-books I knew I couldn’t get at my local library, and turned […]
Joining a warehouse club for savings makes sense for some families. You pay your membership fee and buy things for a discount. As long as your yearly sum of discounts exceeds your membership costs, your warehouse club membership means you’ve saved money. Buying in bulk helps a lot of families save money, and it’s tempting even for Jon, […]
“I Don’t Need Air Conditioning and Neither Do You.” If there’s one thing bound to get a Southerner’s attention, it’s the assertion that we might not need our air conditioning. So when I saw an article from the Washington Post with that title in my news feed, I had to click. Life without air conditioning? […]